Its All Relative

Rules of thumb in finance can be difficult to sustain. Every investor has different circumstances which he or she must consider. From risk tolerance to savings rates, its all relative. 

Q1 2021: A New Bond Market

During the first quarter of 2021, we observed one of the most consistent trends in economics: when interest rates rise, bond values fall. This week's blog takes a closer look at interest rate risk, and why it may be here for awhile. 

What's the Alternative?

The "alternative" investment space has been getting a lot of attention as of late. Alternatives have been around a long time but they are certainly getting more creative. Let's explore what they are and how they are changing. 

Risks of Real Estate

Real estate is one of the oldest investments in the books, and it can be as lucrative and rewarding as it is risky and emotional.

Target Date Funds

If the idea is to "simplify" your investment strategy, target date funds often fall short of that goal. To make our case we examine funds sharing the same target date to highlight just how different these products can be. 

The Power of Dollar Cost Averaging

In a world where volatility has become the norm, managing risk and return can seem daunting.  This is where Dollar Cost Averaging comes in.

Active v. Passive Investing

As the active v. passive investment debate rages on, one thing is clear: both strategies can work depending on the circumstance.

Capital Gains Taxes - Timing is Everything

When it comes to taxes, there are certain instances where timing can make a world of difference. The capital gains tax is a perfect example. 

Financial Insecurity

Experiencing anxiety over one's finances is not only normal but, I would argue, natural. In order to gain clarity, we must remove personal biases, and analyze our financial decisions objectively.

Risk Ladder

When it comes to investment risk, there is a lot of ground between low-risk and high-risk. Unfortunately, all too often investors assume that it is an all or nothing proposition. That is far from the case.