What's the Alternative?

The "alternative" investment space has been getting a lot of attention as of late. Alternatives have been around a long time but they are certainly getting more creative. Let's explore what they are and how they are changing. 

Risks of Real Estate

Real estate is one of the oldest investments in the books, and it can be as lucrative and rewarding as it is risky and emotional.

Target Date Funds

If the idea is to "simplify" your investment strategy, target date funds often fall short of that goal. To make our case we examine funds sharing the same target date to highlight just how different these products can be. 

The Power of Dollar Cost Averaging

In a world where volatility has become the norm, managing risk and return can seem daunting.  This is where Dollar Cost Averaging comes in.

Active v. Passive Investing

As the active v. passive investment debate rages on, one thing is clear: both strategies can work depending on the circumstance.

Capital Gains Taxes - Timing is Everything

When it comes to taxes, there are certain instances where timing can make a world of difference. The capital gains tax is a perfect example. 

Financial Insecurity

Experiencing anxiety over one's finances is not only normal but, I would argue, natural. In order to gain clarity, we must remove personal biases, and analyze our financial decisions objectively.

Risk Ladder

When it comes to investment risk, there is a lot of ground between low-risk and high-risk. Unfortunately, all too often investors assume that it is an all or nothing proposition. That is far from the case. 


In a world where technology seems to complicate almost every apect of our lives, simplicity can be an oasis. From a financial planning standpoint, keeping things as simple as possible is the best way to reduce anxiety.

Getting Ahead of Inflation

Have you ever heard someone use the phrase "getting ahead" when talking about their finances? Getting ahead of what exactly? The answer is inflation.