Posted by Nathan Beauvais, EA, CFP® on Thu, 11/18/2021 - 16:14
For investors, in almost all situations tax-free beats taxable, which is why so many love Roth IRAs. But there's a big difference between contributing to a Roth IRA and converting to one. In this blog post we discuss the pros and cons of Roth conversions.
The Required Minimum Distribution
Posted by Nathan Beauvais, EA, CFP® on Tue, 10/26/2021 - 16:09
At some point along the journey you will be required to withdraw some money from your retirement account. In this blog post Nathan explains why, and how to keep the money working for you if you don't need it.
History of Money Market Funds
Posted by Nathan Beauvais, EA, CFP® on Thu, 10/14/2021 - 09:58
Today, money market funds are nothing investors get excited about, but that wasn't always the case. In fact, they first arrived on the scene with great fanfare.
Book Review: "Don't Fall For It: A Short History of Financial Scams"
Posted by Nathan Beauvais, EA, CFP® on Tue, 09/28/2021 - 14:16
In this blog post, Nate shares his thoughts on Ben Carlson's entertaining book, Don't Fall for It: A Short History of Financial Scams.
Three Things Before You Retire
Posted by Nathan Beauvais, EA, CFP® on Tue, 09/14/2021 - 10:00
It just may be the biggest decision of your life, and there will be many things to consider before you retire. Here are three things almost every pre-retiree will have to think about before making their transition.
Posted by Nathan Beauvais, EA, CFP® on Fri, 09/03/2021 - 10:48
In 1990 the energy sector represented 13.5% of the S&P 500. Today that number sits at 2%. Fossil fuel companies are in uncharted waters and the seas don't appear to be getting any smoother. In this blog post we examine where they've been and where they are headed.
The Transitory Debate
Posted by Nathan Beauvais, EA, CFP® on Fri, 08/13/2021 - 11:10
There has been a lot of talk in the financial press lately about inflation. Is it here to stay or is it transitory? In this blog post, we examine both sides of the debate.
Posted by Nathan Beauvais, EA, CFP® on Wed, 08/04/2021 - 10:19
Shorting a stock is not an investment, it is a bet. In this blog post we explore how this equity position works and why it is so risky.
Don't Sleep on the Short-Term Goals
Posted by Nathan Beauvais, EA, CFP® on Tue, 07/20/2021 - 16:36
Financial planning is often focused on the goal of retirement, and for those who are close to giving their two-week notice, it may be the only goal. If you're in your 30's or 40's, however, you've likely got other fish to fry. For younger investors, setting specific short-term goals can help bring the long-term ones into focus.
When is Enough, Enough?
Posted by Nathan Beauvais, EA, CFP® on Tue, 06/29/2021 - 09:58
There isn't anything wrong with wanting more, unless the desire for more becomes greed. In some cases, what we perceive as greed is something else entirely: fear.