Blog

Regression to the Mean

When things are good people tend to think that they will always be good, and when they're bad things will only get worse.  But one of the most basic concepts in statistics tells us the opposite. In this blog post we explore regression to the mean.

Cash Flow Decisions

An emergency fund is the foundation of any healthy financial plan. But how should you replenish it after experiencing an unexpected large expense? In this blog post, I share a personal experience involving this exact scenario.

Commodities

Commodities have recently awoken from a decade's long slumber and it is leading to inflationary pressures in our economy. How can investors take advantage of this? Learn more about their investment risks in our latest blog post. 

It's Never the Bus You See That Hits You

There are some risks in life that cannot be quantified. As much as we try to place every phenomenon of our daily lives into neat little categories, some developments will always catch us off guard. Having a mindset that is ok with that is the first step to dealing with the unpredictable. 

Book Review: "Four Thousand Weeks; Time Management for Mortals"

Time management is a skill every person must master. In his book Four Thousand Weeks, Oliver Burkeman postulates why time is so elusive and how to limit distractions in our lives.

How Big is the US Stock Market?

Most people are aware of the fact that the US stock market is the largest in the world. That has been true for a very long time. But how big is it compared to the US economy? In this blog post we consider a different kind of inflation: the rise of the US equity market's role in our own lives.

Investing in Your Own Company

Establishing objective "guardrails" can be crucial to avoiding common biases. In this blog post we consider the risks when purchasing shares in a company you work for.

Intrinsic Value

Value is all about perspective. What something is worth will depend on multiple factors.  A $20 bill is worth $20 and will always be worth $20, but what is $20 worth? That all depends on who you talk to. In this blog post we consider the not-so-simple concept of intrinsic value.

Roth Conversions

For investors, in almost all situations tax-free beats taxable, which is why so many love Roth IRAs. But there's a big difference between contributing to a Roth IRA and converting to one. In this blog post we discuss the pros and cons of Roth conversions.

The Required Minimum Distribution

At some point along the journey you will be required to withdraw some money from your retirement account. In this blog post Nathan explains why, and how to keep the money working for you if you don't need it.