Cash is King
Posted by Nathan Beauvais, EA, CFP® on Thu, 08/11/2022 - 15:31
Jerry Maguire famously said "show me the money!" Some investors have a similar view when deciding where to put capital to work. But dividends that are paid out by an investment work differently than the interest we receive in our bank account and it is important to know how.
Mid-Year Market Update
Posted by Nathan Beauvais, EA, CFP® on Fri, 07/15/2022 - 12:02
The last 2 years have been some of the most volatile in the history of American financial markets. In this blog post we reflect on how we arrived at this moment and how we should think about our circumstances from a global and historical viewpoint.
What's the Deal with Annuities?
Posted by Nathan Beauvais, EA, CFP® on Mon, 06/27/2022 - 16:18
Annuities are as complicated as they are controversial. Some financial professionals love them while others hate them. In this blog post we attempt to cut through the biases and weigh the pros and cons of these widely debated products.
When NOT to Contribute to a Retirement Account
Posted by Nathan Beauvais, EA, CFP® on Thu, 05/26/2022 - 15:59
It is always a good idea to save money. But depending on your age and personal circumstances, where you should save that money can be different from person to preson. In this blog post we discuss the counterintuitive idea that there are times when contributing to a retirement account may not be in your best interest.
Regression to the Mean
Posted by Nathan Beauvais, EA, CFP® on Wed, 04/27/2022 - 16:12
When things are good people tend to think that they will always be good, and when they're bad things will only get worse. But one of the most basic concepts in statistics tells us the opposite. In this blog post we explore regression to the mean.
Cash Flow Decisions
Posted by Nathan Beauvais, EA, CFP® on Tue, 04/05/2022 - 15:50
An emergency fund is the foundation of any healthy financial plan. But how should you replenish it after experiencing an unexpected large expense? In this blog post, I share a personal experience involving this exact scenario.
Posted by N on Mon, 03/21/2022 - 14:20
Commodities have recently awoken from a decade's long slumber and it is leading to inflationary pressures in our economy. How can investors take advantage of this? Learn more about their investment risks in our latest blog post.
It's Never the Bus You See That Hits You
Posted by Nathan Beauvais, EA, CFP® on Tue, 03/08/2022 - 10:22
There are some risks in life that cannot be quantified. As much as we try to place every phenomenon of our daily lives into neat little categories, some developments will always catch us off guard. Having a mindset that is ok with that is the first step to dealing with the unpredictable.
Book Review: "Four Thousand Weeks; Time Management for Mortals"
Posted by Nathan Beauvais, EA, CFP® on Wed, 02/09/2022 - 16:04
Time management is a skill every person must master. In his book Four Thousand Weeks, Oliver Burkeman postulates why time is so elusive and how to limit distractions in our lives.
How Big is the US Stock Market?
Posted by Nathan Beauvais, EA, CFP® on Thu, 01/20/2022 - 16:00
Most people are aware of the fact that the US stock market is the largest in the world. That has been true for a very long time. But how big is it compared to the US economy? In this blog post we consider a different kind of inflation: the rise of the US equity market's role in our own lives.